Mobile banking features with Chase Mobile® App (2024)

Footnote1

Chase Mobile® app is available for select mobile devices. Message and data rates may apply.

Footnote2

Chase QuickDeposit℠ is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See Chase.com/QuickDeposit or the Chase Mobile® app for limitations, terms, conditions and details. Chase Mobile® app is available for select mobile devices. Chase QuickDeposit is compatible with iPhone and iPad devices with iOS 11.0 and above. For Android devices, we recommend a 4-megapixel rear-facing camera with auto focus for the best performance. Enroll on the Chase Mobile® app. Message and data rates may apply.

Footnote3

Enrollment in Zelle® with a U.S. checking or savings account is required to use the service. Chase customers must use an eligible Chase consumer or business checking account, which may have its own account fees. Consult your account agreement. To send money to or receive money from a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile app experience. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase Online℠. Limitations may apply. Message and data rates may apply.

Zelle® is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers, online marketplaces or through social media posts. Neither Zelle® nor Chase provide protection if you make a purchase of goods using Zelle® and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers, including information on reimbursem*nt for fraudulent Zelle® payments, see your account agreement. Neither Chase nor Zelle® offers reimbursem*nt for authorized payments you make using Zelle®, except for a limited reimbursem*nt program that applies for certain imposter scams where you sent money with Zelle®. This reimbursem*nt program is not required by law and may be modified or discontinued at any time.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Footnote4

Instant access to funds is available to recipients with an eligible, enrolled Chase account.

Footnote5

Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Credit Cards for Chase Pay Over Time after purchase: Participating Chase credit cards include most consumer credit cards and select small business credit cards. For a complete list of participating Chase credit cards, see “Which Chase credit cards are eligible to use Chase Pay Over Time after a purchase is made?” at chase.com/personal/credit-cards/chasepayovertime/faqs/after-purchase. Participating Credit Cards for Chase Pay Over Time at checkout on Amazon.com: Participating Chase credit cards include all credit cards except small business credit cards, Amazon Visa and Prime Visa cards, and Chase Mastercard credit cards.

Footnote6

Chase Offers: Merchants shown are for illustrative purposes only. Actual merchants and offers may vary.

Footnote7

Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.

Footnote8

This score planner resource does not guarantee you will reach your credit score goal even if you complete the recommended actions, as there are other factors that may impact your VantageScore. This resource should be used for educational purposes only. There are various types of credit scores that lenders can access to make a lending decision. The credit score you receive is based on the VantageScore® 3.0 model and may not be the credit score model used by your lender or by Chase.

Footnote9

Autosave Text Message Program: Message and data rates may apply. Type HELP to 47357 or call 1-877-242-7372 for help. Reply STOP to 47357 to no longer receive Chase Autosave text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.

Footnote10

Commission-free online trades apply to trading in U.S.-listed stocks, exchange-traded funds (ETFs) and options. Options trades are subject to a $0.65 per-contract fee. Sales are subject to a regulatory transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning certain investments, including mutual funds and ETFs. Offer terms and pricing are subject to change and/or termination. Other fees and restrictions (including account types) apply. See chase.com/online-investing-pricing for terms and conditions.

Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com or the Chase Mobile App.

Chase Pay Over Time Fee: The Chase Pay Over Time Fee for plans set up after purchase is up to 1.72% of the amount of each eligible purchase transaction or amount selected to create a Pay Over Time plan. The Pay Over Time Fee will be determined at the time each Pay Over Time plan is created and will remain the same until the Pay Over Time plan balance is paid in full. The Pay Over Time Fee is based on the amount of each purchase transaction selected to create the plan, the number of billing periods you choose to pay the balance in full, and other factors.

INVESTMENT AND INSURANCE PRODUCTS ARE:

  • NOT FDIC INSURED
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
  • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES
  • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Apple, the Apple logo and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google Inc.

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Past performance is not a guarantee of future results.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

Mobile banking features with Chase Mobile® App (2024)

FAQs

What are the mobile features of Chase bank? ›

Mobile features
  • Manage alerts and paperless statements.
  • Pay bills or schedule when you want to pay bills.
  • Transfer money across the country.
  • Make a deposit with Chase QuickDeposit℠
  • See account balances and historical activity.

Is the Chase bank mobile app good? ›

The app makes it easy to see where your money goes and helps you spot suspicious charges. You can see up to 24 months of transactions and up to seven years of credit card statements. Plus, get a breakdown of your spending by category to track trends and see if it's in line with your budget.

What can you do with the Chase app? ›

Some of the things you can expect to be able to do include:
  • Checking account balances.
  • Managing existing accounts and opening new ones.
  • Transferring money between accounts.
  • Initiating a wire transfer or Zelle® payment.
  • Paying bills.
  • Setting goals and planning a budget.
  • Depositing funds via mobile check deposit.

What are the capabilities of Chase online banking? ›

Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. To learn more, visit the Banking Education Center. For questions or concerns, please contact Chase customer service or let us know about Chase complaints and feedback.

What are the features of mobile banking? ›

It enables customers to check their bank account balance, conduct online transactions, transfer funds, pay bills, etc., without visiting banks. Customers use m-banking through SMS, unstructured supplementary service data (USSD), or an application (app) provided by the bank installed on their mobile device.

What does mobile banking allow you to do? ›

Using a mobile banking application, you can easily access your banking account, check balance, transfer funds, pay bills, deposit checks, and conduct a myriad of banking transactions.

What is the downside of Chase bank? ›

Some of the cons of banking with Chase include low-interest traditional savings accounts and some fees, depending on what accounts you use.

What bank has the best mobile banking app? ›

Top Mobile Banking Apps for August 2024
  • Ally.
  • Bank of America.
  • Capital One.
  • Charles Schwab Bank.
  • Chase.
  • M&T Bank.
  • Synchrony Bank.
4 days ago

Is it safe to use mobile banking app? ›

Is Mobile Banking Safe on iPhone / Android Phone? Mobile banking can be safe on both iPhone and Android phones, it has built-in security features, regular security updates to protect you against malware or unauthorized access but it also has potential risks depending on how informed you are.

Is Chase a safe banking app? ›

Is Chase safe? Chase is regulated by the Financial Conduct Authority (FCA) and customer deposits of up to £85,000 (£170,000 for joint accounts) are protected under the Financial Services Compensation Scheme (FSCS). This means, if Chase went out of business, the FSCS would step in to cover up to this threshold.

Can I withdraw cash using Chase app? ›

Here's how: Sign in to your Chase Mobile App. Swipe left on the checking or savings account you'd like to make a withdrawal from and tap the More Options button. Choose Schedule ATM Withdrawal and click an amount to withdraw.

What are the benefits of Chase banking? ›

Chase Secure Banking customers told us they save an average of over $40 a month on fees after opening their account.
  • No fees to deposit or cash checks. ...
  • No fees for money orders or cashier's checks. ...
  • No fees to pay bills. ...
  • No fees to send or receive money. ...
  • No fees to use Chase ATMs or branches.

What is unique about Chase Bank? ›

Chase gives you access to unique sports, entertainment and culinary events through Chase Experiences and our exclusive partnerships such as the US Open, Madison Square Garden and Chase Center.

What is Chase Mobile banking? ›

With the Chase Mobile app, you can:

Deposit checks on-the-go with Chase QuickDeposit 3. Pay bills or schedule when you want to pay bills 4. Transfer money across the country. Manage alerts 5 and paperless statements. Add Chase Offers to your debit card and earn cash back on eligible purchases.

Does Chase Bank have good online banking? ›

Chase maintains a strong digital footprint with its popular mobile app and online banking platform. Yet, it still offers an extensive local presence for individuals who prefer in-person banking services. If you can avoid the monthly fees, Chase is a solid option for your personal banking needs.

What are the features of mobile deposit? ›

Mobile Deposit Features

From there, it's just a matter of selecting an account, entering the amount of the check, taking a picture of the front and back of the check, and pressing "deposit." Immediate email notification—you'll know the bank received your deposit right away.

What of people use mobile banking features today? ›

As of 2022, 78% of adults in the U.S. prefer to bank via a mobile app or website. Only 29% of Americans prefer to bank in person.

What are the system requirements for Chase Mobile app? ›

Smartphone requirements

Your smartphone will need to run iOS 14.1 and above, or have access to Google Play on Android 8.1 and above.

What is the mobile checking limit for Chase? ›

Via mobile deposit, Chase's check deposit limit is $2,000 to $100,000 per day and $5,000 to $500,000 over a rolling 30-day period. The exact amount varies by account type. You can view your daily and 30-day rolling mobile app deposit limits by logging into your account online.

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